Feeder Cattle Loan Guarantee Program

The Ontario Feeder Cattle Loan Guarantee Program supports the operation of 15 feeder cattle co-operatives across the province. Each feeder cattle co-op is operated by a board of directors who negotiates a credit limit with a lender in order to assist members with the purchase of cattle for further feeding. Members may also be eligible for free interest on a portion of their loan.

How your local Feeder Cattle Co-op can work for you

A simple five step process:

  1. A beef farmer living in Ontario applies to the co-op's board of directors for membership.
  2. After becoming a member, applies for a purchase order for the amount of anticipated feeder cattle purchase, maximum of up to $1,000,000 for individual and $1,500,000 for corporations. A member can split purchase order to cover up to four groups of cattle.
  3. Once member receives purchase order, feeder cattle may be purchased in the name of the co-op.
  4. Cattle are identified by the member in a method as determined by the Co-op and the lender, and inspected by the co-op supervisor.
  5. The co-op facilitates the payment for the cattle. When cattle are sold, they are sold in the name of the co-op and the member’s name and proceeds are applied to the loan.

What the Co-op does for you

  • Attractive interest rate
  • No payments until cattle are sold (maximum 1 year).
  • Financing up to 100%.
  • Loans may be obtained for home-produced calves, or for purchased feeder cattle.
  • Limited financial information required for application.
  • Lending is based on producer’s integrity and ability to feed cattle.
  • Co-op supplies ID ear tags (not CCIA), handles all paperwork for loan, administers all correspondence with the lender, and insures the cattle.

Costs to Members

Each co-op charges an annual membership fee, administration cost, insurance, tag cost and costs associated with the cattle purchase can also be included in loan. A 5% security deposit is required based on the amount of loan and may be refundable 90 days after the loan is paid.

Ontario Feed Cattle Loan Guarantee Program Administrator Contact Information

Co-operative Area Administrator Contact
Algoma Algoma District and Manitoulin Island Robin MacLeod 705.736.2236
Bruce East Central Bruce Conrad Brubacher 519.934.2666
Central Simcoe, Dufferin Bobbi Ferguson


East Central Durham, Victoria, Peterborough, Haliburton, Northumberland Brenda Bonis 705.324.5701
Eastern Ontario Hastings, Prince Edward, L&A, Frontenac, Leeds Denise Cassidy 613.478.5226
Golden Horseshoe Niagara, Waterloo, Wentworth, Brant, Oxford, Haldimand, Norfolk Tim Taylor, Taylor Gerber & Associates Ltd.


High Point South East Grey Jenna Coe 519.922.1239
Huron-Perth Huron, Perth Matt Shortreed
Lambton Lambton, Essex, Kent, Middlesex, East and south of highway 403 Joanne Sanderson 519.695.3980
Northern Claybelt Temiskaming, Cochrane Carol Elliott 705.647.6161
Queens Bush South/East Bruce Linda Schnurr 519.881.6486
Rainy River Dryden, Kenora, Rainy River and Thunder Bay Joyous Bragg 807.482.3948/2498
Twin County Grey, North Bruce Conrad Brubacher 519.934.2666
Two Valleys Carleton, Dundas, Glengarry, Lanark, Prescott, Renfrew, Russell, Stormont Gwen Thirlwall


West Bruce West Central Bruce Conrad Brubacher 519.934.2666

Feeder Co-ops Offer the Advanced Payment Program (APP)

The Advance Payments Program (APP) is a federal loan program administered by BFO on behalf of the 16 feeder cattle Co-ops. The local Co-op can offer you the interest free advances of APP on up to $250,000 of your eligible feeder loan during a production period. A simple application form is completed at the same time as the cattle are purchased and accompanying paperwork are processed for the feeder loan. The current application fee is $125 and the interest free advance is calculated as 50% of the expected market value, as determined by Agriculture and Agri-Food Canada.

Agriculture & Agri-Food Canada logo




To view the Ontario Feeder Cattle Loan Guarantee Program’s privacy statement, click here.

© Copyright 2023 Beef Farmers of Ontario