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About the program
Producers face many factors beyond their control, such as the weather. Rainfall can have a major impact on the quality and quantity of forage. Production Insurance can help producers deal with the impacts of challenging weather.
The Forage Rainfall Plan, administered by Agricorp, offers forage producers coverage for both excess and insufficient rainfall. Rainfall is used as an indicator of the quality and quantity of established forage. For accurate rainfall data, Agricorp uses a professional weather service to gather information from a network of 350 rainfall stations in Ontario.
There are two ways the Forage Rainfall plan can protect your established forage. Get coverage for:
- Insufficient rainfall during May, June, July and August
- Excess rainfall during first cut
Insufficient rainfall option
If the measured rainfall at the station you choose during the insured period is less than 85 per cent of the long-term average rainfall for your area, a claim may be paid.
Excess rainfall option
If you get rainfall when you are hoping to harvest, you may have lower quality hay. Or if you have to wait to harvest you will lose nutritional quality due to over-maturity. If this happens, your claim payment will help offset additional costs or losses due to rainfall.
You can apply for one or both options. Total claims for both options cannot exceed the chosen insured value of the forage grown.
What Production Insurance offers
- Peace of mind.
- Dependable collateral with financial institutions.
- Affordable coverage that is cost-shared with government.
- Premiums that are tax deductible as an operating expense.
- Claim payments that reflect market prices.
- Individual crop plans that accommodate unique aspects of each insurable crop.
- Payments that are made within the year the loss occurred (in most cases).
For details on how the program works, click here.